# FirstCaliforniaHome.com

> A plain-English first-time California homebuyer resource brought to you by Michael Pine with eXp Realty.

FirstCaliforniaHome.com helps a first-time buyer organize four decisions: cash and monthly payment, neighborhood, home fit, and offer strategy. The site explains the purchase in six steps and provides an interactive payment-planning estimate. It does not provide a loan approval, legal advice, tax advice, or an automated offer-submission service.

## Primary pages

- [First-Time California Homebuyer Guide](https://firstcaliforniahome.com/): Payment planning, cash-to-close guidance, loan questions, home-search priorities, offer basics, inspections, closing, and a way to ask Michael Pine for help.
- [Full Plain-Text Buyer Guide](https://firstcaliforniahome.com/llms-full.txt): The site's core educational content in a single text document.
- [Privacy](https://firstcaliforniahome.com/privacy.html): What the site collects, how analytics and buyer inquiries work, and contact information.

## Official program sources

- [CalHFA Homebuyers](https://www.calhfa.ca.gov/homebuyer/): Current California Housing Finance Agency homebuyer programs and participating-lender information.
- [HUD Home Loans](https://www.hud.gov/helping-americans/loans): Federal Housing Administration loan basics.
- [VA Home Loans](https://www.va.gov/housing-assistance/home-loans/): Department of Veterans Affairs home-loan information.

## Home search

- [Search San Diego-area homes](https://michaelpine.exprealty.com/index?advanced=1&rtype=grid&fch=1&display=San+Diego&pak=city:g30_9mudww4h&beds=0&baths=0&min=0&max=100000000&minacres=0&maxacres=50000&minfootage=0&maxfootage=30000): eXp Realty IDX search associated with Michael Pine.

## Attribution and contact

FirstCaliforniaHome.com is a resource for California homebuyers brought to you by Michael Pine | eXp Realty | DRE# 02224719. Brokered by eXp Realty of California, Inc. | CA DRE# 01878277.

- Phone: (858) 264-8774
- Email: michael.pine@exprealty.com
- Main site: https://michaelpine.com/

Information is general education, not legal, tax, insurance, or lending advice.